COVID has accelerated change in our economy, and banking is no exception. We all know the issues: (i) declining Net Interest Margin, (ii) the need to reduce costs and grow fee income, (iii) a potential shift from branches to digital. … Read More >
October 2020 Community Bank Newsletter
We are pleased to present our second Newsletter geared exclusively to Alabama’s Community Banks. Our goal is to provide monthly updates on Community Bank M&A, industry issues and our local economy. We hope you find it useful. Despite the pandemic,… Read More >
Alabama Banking Almanac – 3Q20
We are pleased to present the latest installment of Banking Almanac, a comprehensive report on all Alabama banks and thrifts with data as of and for the twelve months ended September 30, 2020 as well as a comprehensive view of Community… Read More >
Mississippi Banking Almanac – 3Q20
We are pleased to present the latest installment of Banking Almanac, a comprehensive report on all Mississippi banks and thrifts with data as of and for the twelve months ended September 30, 2020 as well as a comprehensive view of Community… Read More >
Georgia Banking Almanac – 3Q20
We are pleased to present the latest installment of Banking Almanac, a comprehensive report on all Georgia banks and thrifts with data as of and for the twelve months ended September 30, 2020 as well as a comprehensive view of Community… Read More >
Municipal Market Update – September 2020
The municipal market remained relatively stable in September, as 30-day volatility of 10-year AAA GOs increased modestly from 0.82 to 0.87 over the month. Municipal supply in September remained high with monthly issuance of $50.3 billion, a 34.3% increase from… Read More >
Birmingham Area Economic Report, Q1 2020
This report explores a few key statistics that paint a picture of the Birmingham area economy. Our Birmingham Area Economic Report places the Birmingham area economy in a state, regional and national context. Click here to download the full report… Read More >
September 2020 Community Bank Newsletter
We are pleased to present our first Newsletter geared exclusively to Alabama’s Community Banks. Our goal is to provide monthly updates on Community Bank M&A, industry issues and our local economy. We hope you find it useful. The biggest takeaway… Read More >
What’s It Worth, Summer 2020
During Q2 2020 (April-June), the public and private capital markets experienced the full effects of COVID-19 throughout the 90-day period. Deal volume halted as the number of completed deals declined by over 50% from recent levels; however, based on the… Read More >
Understanding Your Local Economy in the COVID Era
The best way to understand what is happening in your market is to do what Alabama Community Bankers excel at every day…understanding your clients and their financial needs. That said, having reliable, timely economic data applicable to your community is… Read More >
Birmingham Area Economic Report, Q4 2019
This report explores a few key statistics that paint a picture of the Birmingham area economy. Our Birmingham Area Economic Report places the Birmingham area economy in a state, regional and national context. Click here to download the full report… Read More >
Municipal Market Update – August 2020
The municipal market remained relatively stable in August, as weekly 30-day volatility of 10-year AAA GOs increased modestly from 0.27 to 0.42 over the month. Municipal supply in August remained high with monthly issuance of $41.4 billion, a 5% increase… Read More >
Georgia Banking Almanac – 2Q20
We are pleased to present the latest installment of Banking Almanac, a comprehensive report on all Georgia banks and thrifts with data as of and for the twelve months ended June 30, 2020 as well as a comprehensive view of Community… Read More >
Mississippi Banking Almanac – 2Q20
We are pleased to present the latest installment of Banking Almanac, a comprehensive report on all Mississippi banks and thrifts with data as of and for the twelve months ended June 30, 2020 as well as a comprehensive view of Community… Read More >
Alabama Banking Almanac – 2Q20
We are pleased to present the latest installment of Banking Almanac, a comprehensive report on all Alabama banks and thrifts with data as of and for the twelve months ended June 30, 2020 as well as a comprehensive view of Community… Read More >
Municipal Market Update – July 2020
July marked the fourth full-month of the COVID-19 global pandemic, which continues to disrupt the municipal market. The one-year tax-exempt AAA rates decreased back to its all-time low in May 2020 and interest rates are not expected to increase in… Read More >
The Bank Shot – July 2020
In This Issue In “YTD 2020 Bank Valuations” we review YTD Regional and Community Bank deal valuations. In “YTD 2020 Bank M&A Scorecard” we review YTD Community Bank M&A transactions. In “M&A Strategies During the COVID-19 Pandemic” we discuss our… Read More >
Municipal Market Update – June 2020
The municipal market calmed down in June after months of volatility. The one-year tax-exempt AAA rate increased slightly to 0.25% from its all-time low in May 2020. Municipal supply picked up in June with issuance of $45.8 billion, a 25%… Read More >