We are pleased to present the latest installment of Banking Almanac, a comprehensive report on all Georgia banks and thrifts with data as of and for the twelve months ended December 31, 2021 as well as a comprehensive view of Community Bank performance, defined as banks with less than $2B in assets for banks in Georgia… Read More >
News & Insights
Mississippi Banking Almanac – 4Q21
We are pleased to present the latest installment of Banking Almanac, a comprehensive report on all Mississippi banks and thrifts with data as of and for the twelve months ended December 31, 2021 as well as a comprehensive view of Community Bank performance, defined as banks with less than $2B in assets for banks in Mississippi… Read More >
Alabama Banking Almanac – 4Q21
We are pleased to present the latest installment of Banking Almanac, a comprehensive report on all Alabama banks and thrifts with data as of and for the twelve months ended December 31, 2021 as well as a comprehensive view of Community Bank performance, defined as banks with less than $2.5B in assets for banks in Alabama… Read More >
Community Banking Newsletter – 4Q21
We are pleased to present our Newsletter geared exclusively to Alabama’s Community Banks. Our goal is to provide monthly updates on Community Bank M&A, industry issues and our local economy. We hope you find it useful. Please click the link for a 2 minute read summarizing stock price, M&A activity, economic and industry news of… Read More >
Municipal Market Update – December 2021
The Bipartisan Infrastructure Deal and expectations for possible tax increases served as a catalyst for a strong month in the municipal bond market. Treasury yields are rising heading into 2022 and the Federal Reserve Board reaffirmed their target rate range of 0.0 to 0.25 percent. Consensus estimates expect rates to reach upwards of 0.9 percent… Read More >
Mississippi Banking Almanac – 3Q21
We are pleased to present the latest installment of Banking Almanac, a comprehensive report on all Mississippi banks and thrifts with data as of and for the twelve months ended September 30, 2021 as well as a comprehensive view of Community Bank performance, defined as banks with less than $2B in assets for banks in Mississippi… Read More >
Georgia Banking Almanac – 3Q21
We are pleased to present the latest installment of Banking Almanac, a comprehensive report on all Georgia banks and thrifts with data as of and for the twelve months ended September 30, 2021 as well as a comprehensive view of Community Bank performance, defined as banks with less than $2B in assets for banks in Georgia… Read More >
Alabama Banking Almanac – 3Q21
We are pleased to present the latest installment of Banking Almanac, a comprehensive report on all Alabama banks and thrifts with data as of and for the twelve months ended September 30, 2021 as well as a comprehensive view of Community Bank performance, defined as banks with less than $2.5B in assets for banks in Alabama… Read More >
September 2021 Community Banking Newsletter
We are pleased to present our Newsletter geared exclusively to Alabama’s Community Banks. Our goal is to provide monthly updates on Community Bank M&A, industry issues and our local economy. We hope you find it useful. Please click the link for a 2 minute read summarizing stock price, M&A activity, economic and industry news of… Read More >
Should I Check the Per Stirpes Box?
Many people save for retirement in a defined-contribution retirement plan (like a 401k) or an individual retirement account (traditional or Roth IRA). It is important to designate beneficiaries for accounts. The forms, often seemingly simple to fill out, have hidden complexity. You are likely to encounter the words “per stirpes,” which means “by roots” in… Read More >
Effects of Automatic Enrollment in Plan Design
In our recent investment commentary, we highlighted research regarding plan design and plan participants. The research clearly highlights the effects that plan design can have on plan participants and retirement outcomes. While the study largely confirms that automatic enrollment has a strong effect on participant saving and investing behavior, it also alleviates fears that many… Read More >
Municipal Market Update – October 2021
Our Municipal Market Update is data-driven, one page sheet that is intended to give you an overview of key interest rates – floating as well as the credit spreads of key local and state entities with data as of October 31, 2021. It is written for those making credit and investment related decisions for municipalities and non-profit… Read More >
Municipal Market Update – September 2021
Our Municipal Market Update is data-driven, one page sheet that is intended to give you an overview of key interest rates – floating as well as the credit spreads of key local and state entities with data as of September 30, 2021. It is written for those making credit and investment related decisions for municipalities and non-profit… Read More >
August 2021 Community Banking Newsletter
We are pleased to present our Newsletter geared exclusively to Alabama’s Community Banks. Our goal is to provide monthly updates on Community Bank M&A, industry issues and our local economy. We hope you find it useful. Please click the link for a 2 minute read summarizing stock price, M&A activity, economic and industry news of… Read More >
Municipal Market Update – August 2021
Our Municipal Market Update is data-driven, one page sheet that is intended to give you an overview of key interest rates – floating as well as the credit spreads of key local and state entities with data as of August 31, 2021. It is written for those making credit and investment related decisions for municipalities and non-profit… Read More >
Georgia Banking Almanac – 2Q21
We are pleased to present the latest installment of Banking Almanac, a comprehensive report on all Georgia banks and thrifts with data as of and for the twelve months ended June 30, 2021 as well as a comprehensive view of Community Bank performance, defined as banks with less than $2B in assets for banks in Georgia… Read More >
Mississippi Banking Almanac – 2Q21
We are pleased to present the latest installment of Banking Almanac, a comprehensive report on all Mississippi banks and thrifts with data as of and for the twelve months ended June 30, 2021 as well as a comprehensive view of Community Bank performance, defined as banks with less than $2B in assets for banks in Mississippi… Read More >
July 2021 Community Banking Newsletter
We are pleased to present our Newsletter geared exclusively to Alabama’s Community Banks. Our goal is to provide monthly updates on Community Bank M&A, industry issues and our local economy. We hope you find it useful. Please click the link for a 2 minute read summarizing stock price, M&A activity, economic and industry news of… Read More >