Overview In December 2020, the FDIC produced a staff study entitled Economies of Scale in Community Banks1 which concluded community banks generate 90% of potential efficiency gains when a bank’s loan portfolio reaches $300 million and continue to accrue cost… Read More >
November 2020 Community Bank Newsletter
We are pleased to present our Newsletter geared exclusively to Alabama’s Community Banks. Our goal is to provide monthly updates on Community Bank M&A, industry issues and our local economy. We hope you find it useful. Through November, Alabama economy… Read More >
COVID, Capital, Scale & Opportunity: A Case for Community Bank Mergers
COVID has accelerated change in our economy, and banking is no exception. We all know the issues: (i) declining Net Interest Margin, (ii) the need to reduce costs and grow fee income, (iii) a potential shift from branches to digital. … Read More >
October 2020 Community Bank Newsletter
We are pleased to present our second Newsletter geared exclusively to Alabama’s Community Banks. Our goal is to provide monthly updates on Community Bank M&A, industry issues and our local economy. We hope you find it useful. Despite the pandemic,… Read More >
Alabama Banking Almanac – 3Q20
We are pleased to present the latest installment of Banking Almanac, a comprehensive report on all Alabama banks and thrifts with data as of and for the twelve months ended September 30, 2020 as well as a comprehensive view of Community… Read More >
Mississippi Banking Almanac – 3Q20
We are pleased to present the latest installment of Banking Almanac, a comprehensive report on all Mississippi banks and thrifts with data as of and for the twelve months ended September 30, 2020 as well as a comprehensive view of Community… Read More >
Georgia Banking Almanac – 3Q20
We are pleased to present the latest installment of Banking Almanac, a comprehensive report on all Georgia banks and thrifts with data as of and for the twelve months ended September 30, 2020 as well as a comprehensive view of Community… Read More >
September 2020 Community Bank Newsletter
We are pleased to present our first Newsletter geared exclusively to Alabama’s Community Banks. Our goal is to provide monthly updates on Community Bank M&A, industry issues and our local economy. We hope you find it useful. The biggest takeaway… Read More >
Understanding Your Local Economy in the COVID Era
The best way to understand what is happening in your market is to do what Alabama Community Bankers excel at every day…understanding your clients and their financial needs. That said, having reliable, timely economic data applicable to your community is… Read More >
Georgia Banking Almanac – 2Q20
We are pleased to present the latest installment of Banking Almanac, a comprehensive report on all Georgia banks and thrifts with data as of and for the twelve months ended June 30, 2020 as well as a comprehensive view of Community… Read More >
Mississippi Banking Almanac – 2Q20
We are pleased to present the latest installment of Banking Almanac, a comprehensive report on all Mississippi banks and thrifts with data as of and for the twelve months ended June 30, 2020 as well as a comprehensive view of Community… Read More >
Alabama Banking Almanac – 2Q20
We are pleased to present the latest installment of Banking Almanac, a comprehensive report on all Alabama banks and thrifts with data as of and for the twelve months ended June 30, 2020 as well as a comprehensive view of Community… Read More >
The Bank Shot – July 2020
In This Issue In “YTD 2020 Bank Valuations” we review YTD Regional and Community Bank deal valuations. In “YTD 2020 Bank M&A Scorecard” we review YTD Community Bank M&A transactions. In “M&A Strategies During the COVID-19 Pandemic” we discuss our… Read More >
Merger of BankFirst Capital Corporation and Traders & Farmers Bancshares Completed
On July 1, 2020 BankFirst Capital Corporation of Macon, MS and Traders & Farmers Bancshares, Inc. of Haleyville, AL announced the closing of their merger which combines two well-respected banking franchises and creates a $1.8 billion institution operating across Alabama… Read More >
M&A Strategies During the COVID-19 Pandemic
Overview Porter White & Company (“PW&Co”) reviewed almost 4,000 community bank M&A transactions since 2001 to ascertain the impact, by county, of county economic standing (as measured by GDP) on deal activity and transaction pricing. We believe this analysis may… Read More >
Georgia Banking Almanac – 1Q20
We are pleased to present the latest installment of Banking Almanac, a comprehensive report on all Georgia banks and thrifts with data as of and for the twelve months ended March 31, 2020. Click here for Banking Almanac in PDF. This… Read More >
Mississippi Banking Almanac – 1Q20
We are pleased to present the latest installment of Banking Almanac, a comprehensive report on all Mississippi banks and thrifts with data as of and for the twelve months ended March 31, 2020. Click here for Banking Almanac in PDF. This… Read More >
Alabama Banking Almanac – 1Q20
We are pleased to present the latest installment of Banking Almanac, a comprehensive report on all Alabama banks and thrifts with data as of and for the twelve months ended March 31, 2020. Click here for Banking Almanac in PDF. This… Read More >